Bank of India (BOI), a leading Public Sector Bank, has released the official notification for recruitment of Credit Officers in GBO Stream for the year 2025 – 26. A total of 514 vacancies are available across MMGS-II, MMGS-III, and SMGS-IV scales. Eligible candidates can apply online from 20 December 2025 to 05 January 2026.
Important Dates
| Event | Date |
|---|---|
| Notification Date | 01 November 2025 |
| Online Application Start | 20 December 2025 |
| Last Date to Apply | 05 January 2026 |
| Cut-off Date for Age & Qualification | 01 November 2025 |
| Online Exam Date | To be notified |
Bank of India Credit Officer Vacancy 2026 – Details
| Post Name | Scale | SC | ST | OBC | EWS | GEN | Total |
|---|---|---|---|---|---|---|---|
| Credit Officer | SMGS-IV | 5 | 2 | 9 | 3 | 17 | 36 |
| Credit Officer | MMGS-III | 9 | 4 | 16 | 6 | 25 | 60 |
| Credit Officer | MMGS-II | 62 | 31 | 112 | 41 | 172 | 418 |
| Total | 76 | 37 | 137 | 50 | 214 | 514 |
Pay Scale (Basic Pay)
| Scale | Pay Range (βΉ) |
|---|---|
| MMGS-II | 64,820 β 93,960 |
| MMGS-III | 85,920 β 1,05,280 |
| SMGS-IV | 1,02,300 β 1,20,940 |
π Allowances & perks as per Bank of India rules.
π Bank of India Credit Officer Eligibility Criteria
Nationality
Candidate must be:
- Citizen of India, or
- Subject of Nepal/Bhutan, or
- Tibetan refugee (before 01-01-1962), or
- Person of Indian Origin (with GOI eligibility certificate)
Age Limit
| Post | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 Years | 35 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 30 Years | 40 Years |
Age Relaxation
- SC/ST β 5 Years
- OBC (NCL) β 3 Years
- PwBD β 10 Years
- Ex-Servicemen β 5 Years
Educational Qualification & Experience
β Candidates must possess relevant qualifications & experience as detailed in Annexure-I of the notification.
β Minimum 60% marks (55% for reserved categories where applicable).
Bank of India Credit Officer Selection Process
- Online Examination
- Personal Interview
Online Exam Pattern
| Section | Questions | Marks |
|---|---|---|
| English Language (Qualifying) | 25 | 25 |
| Reasoning | 25 | 25 |
| Quantitative Aptitude | 25 | 25 |
| Professional Knowledge | 75 | 75 |
| Total | 150 | 150 |
β± Duration: 120 Minutes
β Negative Marking: ΒΌ mark deducted per wrong answer
Final Selection
- Online Exam + Interview: 70:30 ratio
- Interview Only (if exam skipped): 100 marks
Application Fee
| Category | Fee |
|---|---|
| SC / ST / PwBD | βΉ175 |
| General / OBC / EWS | βΉ850 |
π‘ Fee once paid is non-refundable.
How to Apply Online
- Visit bankofindia.bank.in
- Go to Careers β Credit Officer Recruitment 2025
- Register with Email & Mobile Number
- Fill application form carefully
- Upload Photo, Signature, Thumb Impression & Declaration
- Pay application fee
- Submit & take printout
π Exam Centres (Major Cities)
Delhi, Mumbai, Jammu, Kolkata, Chennai, Bengaluru, Hyderabad, Jaipur, Lucknow, Patna, Guwahati, Dehradun, Thiruvananthapuram, Ranchi, Raipur & others.
π Documents Required at Interview
- Online Application Printout
- Call Letter
- Photo ID Proof
- Educational Certificates
- Caste/EWS/PwBD Certificates
- Experience Certificate
- NOC (if employed)
